What happens if you don’t have bike insurance?

What happens if no insurance on bike?

Costly Penalties:

If you are caught riding your bike without valid two-wheeler insurance, transport and traffic authorities will impose a penalty amounting to Rs. 2,000 and/or imprisonment of up to 3 months for the first offence and Rs. 4,000 and/or imprisonment of up to 3 months for the second offence.

Is it illegal to not have bike insurance?

Heavy Penalties

Driving a vehicle without third-party insurance cover is illegal in India. If you are caught up without insurance, enforcement agencies can impose fine up to Rs 1000 or imprisonment up to 3 months or both as per the Motor Vehicle Act.

Can I buy new bike without insurance?

Depending upon your wish, you may buy the two-wheeler insurance from the dealer however, there is no such compulsion. Although, buying third-party insurance is a legal mandate in India.

Is it compulsory to pay bike insurance?

Under the Motor Vehicles Act, the Government of India has made it mandatory for every bike owner to have an insurance policy. … Having an insurance policy ensures that they avoid the burden of unforeseen expenses in case of an accident or theft of the vehicle.

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How much is the penalty for bike insurance?

As per the new Motor Vehicle Act 2019, the fine for the first offence of driving without insurance policy is Rs. 2,000/- and/or imprisonment of up to 3 months. Earlier, this fine applicable was Rs. 1,000/- and/or imprisonment of up to 3 months.

Can police check your insurance policy?

Even though it’s possible for officers to check your insurance data, you’ll still be asked to furnish proof of insurance. It’s a crime, even if you have coverage, to drive without proof of coverage in your car.

Can traffic police ask for insurance?

The traffic police have the legal rights to do the following: Pull Over Your Car – It is the right of a traffic cop to pull over your car during a routine check or due to suspicion and can ask you to show the essential car documents, such as car insurance policy with third party insurance cover.

When should I buy bike insurance?

What’s also clear from The Bike Insurer data is that buying between days seven to 25 of each month will cost you more money than if you buy at the start of end of each month – and it’s the 11th day of each month that is the most expensive on average.

Is it safe to buy bike insurance online?

Buying online two-wheeler insurance is secured. However, customer may be worried because of online transactions but if brought with extra research, it is always safe to buy two-wheeler insurance online. It is advisable to read all the features offered before purchasing an insurance plan online.

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