Is it required to have motorcycle insurance in Washington state?

Do you have to have insurance on a motorcycle in Washington state?

On July 28, 2019, a Washington state law passed requiring all motorcycle drivers carry liability coverage and proof they have insurance. They are no longer exempt from our state’s mandatory auto insurance law (leg.wa.gov).

Can I own a motorcycle without insurance?

It is illegal in most states in the U.S. to not have motorcycle insurance and therefore motorcyclists cannot ride on roads without it. The only three states that do not require motorcycle insurance is Florida, Montana, and Washington.

What happens if I dont have motorcycle insurance?

If you’re caught without the proper insurance, you could face tickets, fines, court appearances, defensive driving requirements, and even license suspension or arrest. Repercussions are especially severe if you cause an accident while operating an uninsured vehicle.

Do motorbikes have to be insured?

Bike insurance is required by law for anyone riding a motorcycle on the road. It protects you against liability if your vehicle is involved in an accident and damages another vehicle or causes an injury to someone else.

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What are motorcycle laws in Washington state?

Quick Summary of Washington State Motorcycle Laws;

Riders must wear a DOT-approved helmet in good repair & eye protection. Motorcycles must have a passenger seat and footrests to carry passengers. Riders under the age of 18 must pass a motorcycle education course. Passengers must not be under the age of 5.

Can you register a motorcycle without an endorsement in Washington state?

Washington Motorcycle License and Registration

If you ride without an endorsement, you could be fined. Authorities could also choose to impound your motorcycle if you are operating it on the road without the necessary endorsement.

Which states do not require motorcycle insurance?

As of 2017, Florida, New Hampshire, Washington, and Montana are the only states that do not require motorcycle insurance.

Can I ride a bike on my car insurance?

If you have an existing car insurance policy, you can get what is called a motorcycle endorsement. This is simply an extension of your policy that allows you to insure your bike. Remember, motorcycle endorsements are not the same as full coverage.

Do you need a motorcycle license?

You have to to have a motorcycle license, endorsement or permit to drive a motorcycle, no matter which state you live in. In most states, anyone under 18 has to carry a motorcycle permit before they can apply for a motorcycle license.

Does my car insurance cover me on a motorcycle?

No. Your car insurance will not cover your motorcycle. Here’s the deal: you need a separate policy for your motorcycle, one that lists it and any riders who might use it. This is of paramount importance, because you’ll absolutely need that coverage should you end up in an accident involving injuries or damage.

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Do you need insurance for off road bike?

The quick answer is that if you ride your off road bike anywhere other than on private land – yes you do need insurance. Even if you only ever use your dirt bike on public roads to get to a track or field, it’s a legal requirement that you have, at the very least, third party insurance coverage.